Payment

Efficiently manage Point of Sale (POS) payment modes and sessions, enabling seamless processing of payment initiation requests for UPI and QR code transactions, retrieval of payment modes offered by aggregators, conducting payment polling, facilitating payment link cancellation or resend, and providing the capability to check the status of individual payments as well as retrieve statuses for multiple payments in bulk.

PayLater, also known as "Buy Now, Pay Later" (BNPL), is a payment method that allows customers to make purchases and defer payment for those purchases to a later date. With PayLater, customers can buy products or services immediately and then repay the amount owed over time, typically in installments.Efficiently Retrieve Repayment Transaction Details, Initiate Merchant Onboarding for BNPL, and Validate Customer Eligibility for Paylater Payment Options.

Payment system refers to the mechanism by which customers can securely and conveniently pay for the products or services they wish to purchase. It involves integrating various payment methods such as credit/debit cards, digital wallets, bank transfers, and sometimes cash on delivery (COD) to accommodate different customer preferences.It typically involves - Payment Gateway Integration: Connecting the website to payment gateways like PayPal, Stripe, or other third-party processors to facilitate online transactions securely. Secure Transactions: Implementing encryption protocols and secure socket layers (SSL) to protect customers' payment information from unauthorized access or cyber threats. Multiple Payment Options: Offering diverse payment methods to cater to a wide range of customers, including credit/debit cards, digital wallets (e.g., Apple Pay, Google Pay), and alternative methods like cryptocurrencies or buy-now-pay-later services. Checkout Process: Streamlining the checkout process to minimize friction and make it easy for customers to complete their purchases swiftly. Payment Confirmation: Providing instant confirmation of successful payments and sending receipts or order confirmations to customers via email or SMS.

Payment link is a URL or hyperlink that directs users to a webpage where they can make a payment for their products. It's often used in situations where the seller needs to collect payment from a customer who is not physically present or when the payment needs to be processed remotely. Payment links can be sent via email, SMS, messaging apps, or embedded on a website, allowing customers to conveniently complete their transactions online.Enable the creation and management of payment links

A bank account for refund with IFSC code verification and secure OTP-based addition is a feature that allows customers to securely add their bank account details for receiving refunds. This functionality includes verification of the bank account details, such as the IFSC code, to ensure accuracy and validity. Additionally, it employs an OTP (One-Time Password) authentication process to securely add the bank account information, enhancing the security of the refund process and protecting customer financial data.